Credits for Communities is a global movement connecting people across the world who want to contribute to our mission: empower groups of poor people across the globe to grow their own income through social enterprises contributing to the well-being of their whole village.

Join us on social media to stay up to date on the latest news and developments. We look forward to connecting with you.

Our mission

Poverty is number one of the Global (UN) Sustainable Development Goals (SDG’s), it’s a global challenge.

Poverty has such an enduring and devastating effects on people, and we can only solve it collectively. Credits for Communities believes that one key to fighting poverty is for groups to be empowered and take income-generation as well as growing their well-being in the village in their own hands.

Tradition has it in most villages in the world that groups come together and aim to solve an issue in society: whether it is to fight the attacks of a wild animal in the night, distribute the wells water equally amongst families or to bring sick people to remote hospitals, for ages those informal groups where driving solutions to issues on village level.

Why is it then today, that the same groups cannot access funds for increasing their well-being, at village level? This must change!

And that is why Credits for Communities aims to partner with those who want to support or are already connected to groups around the world - including Microfinance Institutions, NGOs, schools, and many more!

Together, we will work to create products, services and programs that enable groups to set-up, manage and grow their social enterprises, provide them with group loans and facilitate savings, develop entrepreneurial skills and, most importantly, to believe in themselves.



// Real stories from the Kula Loans & NEED partnership

Mr. Tuni Devi Mr. Tuni Devi Kula Loans

This is Mr. Tuni Devi. He is a shop owner in a small village in the state of Bihar, a state characterised by “widespread and inescapable poverty” (The Economist). The electricity from the grid in his shop is very unreliable leaving him with no light or electricity at certain moments in the day, disrupting his business and eventually his income. He is left in what The Economist accurately called “inescapable poverty”.

With a group of 5 other entrepreneurs, Mr. Tuni Devi requested a loan from the Kula Loans & NEED program to invest in solar power and transform his life. The group now holds monthly group sessions to administer and repay the loan.

After the repayment of the loan, Mr. Tuni Devi and the others will have a free and trustworthy solution serving them with continuous light and electricity in their shops. They will now have the opportunity to escape the cycle of “inescapable poverty”.

The Kula Loans and NEED program aims to give ownership to poor people by empowering them to transform their lives and their communities through group loans.

For more information, please visit: http://www.kulaloans.org/ and http://www.needmfi.in/.


// Waterpumps - a source of pollution


Did you know that:
“Right now, water pumps on farms use nearly 20% of India’s electricity–much of which still comes from coal–and others run on polluting diesel.”?
Read more: Stanley Black&Deckers newest product is a solar powered water-pump for the developing world


// Kula Loans proud to announce their first partner: NEED MFI

Kula Loans has started in India and is proud to announce their first partner: NEED MFI.

Kula Loans NEED MFI

In partnership they aim to raise the standard of living of the poor people in the Northern region of India, by creating access to solar power solutions through provision of group-loans; utilizing this renewable (non-polluting) resource will result in better environment for the whole village (amongst others: reduce forces of deforestation, decrease desertification) and increased livelihood opportunities for the group members.
Read more: www.kulaloans.org


// Credits for Communities is looking for you!

Please join us if:

  • You are interested and want to contribute by sharing knowledge, offering your expertise (in less than 2 hours a week) or connect us with your network
  • You are a Microfinance Institution or Foundation who wants to offer group-loans and saving facilities, or pay-it-forward support, and entrepreneurial skill development, to invest in a group-owned solution.
  • You are a technology provider of a solution that tackles an issue at village level, and can generate income for a group of villagers, and you want to test/pilot and grow the business model of your solution.
  • You are a social entrepreneur and want to pilot the Kula Loans approach (www.kulaloans.org)
  • You think you can help us!

Contact + Share

Please use our contact form or any of the social media below to contact us! Please share if you have relevant content, news or a service that could be of benefit to groups of enterprising people living in the remote and/or poor parts of our world population.

We will respond and share as soon as possible.

Of course we can also be reached by regular mail!

Credits for Communities
Leidseweg 77bis
​3531 BE Utrecht
The Netherlands

Mailing list

Stay up to date on the latest news and join our mailing list!

You can unsubscribe at any time by clicking the link in the footer of our emails. For information about our privacy practices, please visit our website. We use MailChimp as our marketing platform. By clicking below to subscribe, you acknowledge that your information will be transferred to MailChimp for processing. Learn more about MailChimp's privacy practices here